All text, graphics, user interfaces, visual interfaces, trademarks, logos, sounds, music, artwork and computer code or downloadable software programs (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to Swipez and is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws, as may be applicable.
You may use information on Swipez’ products and services (such as data sheets, knowledge base articles, and similar materials) made available by Swipez for downloading from the Site, provided that you (1) not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, non-commercial purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) not make any additional representations or warranties relating to such documents.
Your Use of the Site
You may not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not made available through the Site. Swipez reserves the right to bar any such activity.
You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any Swipez server, or to any of the services offered on or through the Site, by hacking, password “mining” or any other illegitimate means.
You may not probe, scan or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other customer of Swipez, including any Swipez account not owned by you, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site.
You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or Swipez’ systems or networks, or any systems or networks connected to the Site or to Swipez. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person’s use of the Site.
You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Swipez on or through the Site or any service downloadable or software offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
Purchases; Other Terms and Conditions
Swipez’ obligations, if any, with regard to its products and services are governed solely by the agreements pursuant to which they are provided, and nothing on this Site should be construed to alter such agreements.
Swipez may make changes to any products or services offered on the Site, or to the applicable prices for any such products or services, at any time, without notice. The materials on the Site with respect to products and services may be out of date, and Swipez makes no commitment to update the materials on the Site with respect to such products and services.
Swipez shall not be liable or responsible in any manner whatsoever for any financial transaction between You and Your customers, including but not limited to any cancellations or refunds or any conflict or dispute relating to any products and / or services offered by You to Your customers, even though any such financial transaction, including those transactions involving the cancellation or refund of any product or services, or any dispute or conflict, has occurred using Swipez.
In case of insurance premium payments, once payment has been made no cancellation & refund will be available. Transaction fees, if any, borne by the cardholder would not be reveresed / refunded for any refund OR reversal of any transaction. Unless, specified otherwise transaction fees charged would be borne by the cardholder for any payment.
The following terms also govern and apply to your use of the Site, and they are incorporated herein by this reference:
Swipez Software as a Service (‘SaaS’)
Each of these policies may be changed from time to time and are effective immediately upon posting such changes on the Site.
Accounts, Passwords and Security
Certain features or services offered on or through the Site may require you to open an account (including setting up a Swipez ID and password). You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify Swipez immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by Swipez or any other user of or visitor to the Site due to someone else using your Swipez ID, password or account as a result of your failing to keep your account information secure and confidential.
You may not use anyone else’s Swipez ID, password or account at any time without the express permission and consent of the holder of that Swipez ID, password or account. Swipez cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
Links to Other Sites and to the Swipez Site
This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under Swipez’ control, and Swipez is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.
Swipez does not promise that the site or any content, service, product or feature of the site will be error-free or uninterrupted, or that any defects will be corrected, or that your use of the site will provide specific results. The site and its content are delivered on an “as-is” and “as-available” basis. All information provided on the site is subject to change without notice. Swipez cannot ensure that any files or other data you download from the site will be free of viruses or contamination or destructive features. Swipez disclaims all warranties, express or implied, including any warranties of accuracy, non-infringement, merchantability and fitness for a particular purpose. Swipez disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of the site and/or any Swipez’ services and products. You assume total responsibility for your use of the site and any linked sites. Your sole remedy against Swipez for dissatisfaction with the site or any content is to stop using the site or any such content, and nothing more.
The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action.
Swipez reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
Limitation of Liability
Except where prohibited by law, in no event will Swipez be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Swipez has been advised of the possibility of such damages.
You agree to indemnify and hold Swipez, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Swipez by any third party due to or arising out of or in connection with your use of the Site.
Swipez may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Site, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Swipez’ rights or property, or the rights or property of visitors to or users of the Site, including Swipez’ customers. Swipez reserves the right at all times to disclose any information that Swipez deems necessary to comply with any applicable law, regulation, legal process or governmental request. Swipez also may disclose your information when Swipez determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.
You agree that Swipez may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) a request by you (self-initiated account deletions), (3) discontinuance or material modification of the Site or any service or product or Content offered on or through the Site, or (4) unexpected technical issues or problems.
Governing Law; Dispute Resolution
You agree that all matters relating to your access to or use of the Site, including all disputes, will be governed by the laws of the Republic of India without regard to its conflicts of laws provisions. You agree to the exclusive jurisdiction of the competent courts of Mumbai and waive any objection to such jurisdiction or venue. In the event of any controversy or dispute between Swipez and you arising out of or in connection with your use of the Site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation/conciliation under the Indian Arbitration and Conciliation Act, 1996, to a mediator / conciliator to be appointed by us, whose appointment you hereby consent to. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law.
Void Where Prohibited
Swipez administers and operates the www.swipez.in Site from its location in Mumbai, India. Although the Site is accessible worldwide, not all features, products or services discussed, referenced, provided or offered through or on the Site are available to all persons or in all geographic locations, or appropriate or available for use outside India. Swipez reserves the right to limit, in its sole discretion, the provision and quantity of any feature, product or service or Content to any person or geographic area. Any offer for any feature, product or service or Content made on the Site is void where prohibited. If you choose to access the Site from outside the India, you do so on your own initiative and you are solely responsible for complying with applicable local laws.
You may not use or export or re-export any Content or any copy or adaptation of such Content, or any product or service offered on the Site, in violation of any applicable laws or regulations, including without limitation Indian export laws and regulations.
Feedback and Information
Any feedback you provide at this site shall be deemed to be non-confidential. Swipez shall be free to use such information on an unrestricted basis.
The information contained in this web site is subject to change without notice.
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